South Bend, IN Personal Injury Attorneys Represent Those Harmed by Hit and Run Drivers

Indiana Hit and Run Accident Law Firm Will Aggressively Pursue Damages for You

When a hit and run accident occurs and the at-fault driver cannot be identified, many people look to the uninsured motorist coverage on their own policy to cover the losses they sustained.

What Does Uninsured Motorist Coverage Pay For?

Uninsured motorist coverage will pay for your injuries, those suffered by your passengers, and sometimes even the damage done to your car if you are involved in a hit and run or an accident caused by a driver without insurance. For a driver to be considered uninsured, they must:

• Have no automobile insurance
• Have insurance, but insufficient coverage to meet the minimum liability requirements of the state
• Have insurance, but their insurance company denied the claim and they are unable to pay the damages out of pocket.

Even if uninsured motorist coverage is not legally required in every state, it is generally a smart idea to carry it. Under Indiana law, it is illegal to drive a motor vehicle without liability insurance, and each newly-written Indiana automobile insurance policy must include uninsured and underinsured motorist coverage, unless the insured rejects it in writing. Indiana’s minimum requirements for liability coverage are:

• Uninsured motorists/bodily injury – $25,000/$50,000
• Underinsured motorists/bodily injury – $25,000/$50,000
• Property damage – $25,000

The Indiana Department of Motor Vehicles requires that a Certificate of Compliance form be filed by an auto liability insurance agent after an accident or a traffic violation to certify financial responsibility.

Contact South Bend, IN Personal Injury Law Firm Today

Were you the victim of a hit and run accident in South Bend, IN? Contact South Ben injury lawyers, Kelly Law Offices, LLC online or call 1-800-859-8800 to set up your free initial consultation today. There is never a fee unless you collect!